Banking as a Service (BaaS)

Your product, our platform

Our white-label Banking as a Service platform is designed to work for you and your customers. Whether you want to give your customers a bank account or simply embed payments into your products, our Banking as a Service solution allows you to develop your own financial product, fully supported by our scalable technology and secure APIs, with minimal resources and risk.

SIMPLE: Our customer onboarding is fully automated and fits seamlessly into your customer journey, so you can offer your own branded current accounts rapidly and configured to your customers’ needs.

SECURE: Accounts are protected by the Financial Services Compensation Scheme (FSCS). We take on all the regulatory aspects, scheme compliance, Anti Money Laundering (AML) and Know Your Customer (KYC).

SCALABLE: Our flexible model allows us to roll out seamless banking solutions to clients with customer bases ranging in size from small to large and can then be scaled as their business grows.

What you can build

Building your own digital banking product has never been simpler with Techcap your business will get a fully branded solution in weeks.

  • Multi-currency accounts
  • Virtual IBAN generation
  • International transfers
  • Instant SEPA & SEPA credit transfers
  • Currency exchange
  • Card issuing
  • Administrative panel & reporting
  • Onboarding & AML/KYC process management
  • Open API

Interested in how Techcap can help your business?

Get In Touch

Why you can rely on Techcap's platform

and the benefits of our Banking as a Service solution

  • Speed to market

    Scale new financial products quickly and easily, without the complexities and cost of application development and testing.

  • Seamless and secure onboarding

    Fully digital and streamlined account opening with AML and KYC managed by us.

  • Your personal digital payments

    Get a fully customised and branded payment platform without the risk of setting one up, in just 12 weeks.

  • Real-time payments

    With Faster payments, you can transfer money in and out of accounts in seconds, unlike the timelier batch-based money transfer offered by traditional banks.

  • Limitless scale

    Whether you’re a start-up or enterprise, our modular platform is built to scale as you scale.

  • Future-proof

    Using the latest technology integrations, our partners solutions ensure accounts are safeguarded from industry or regulatory change.

  • A true partner

    We provide a dedicated resource for all your requirements, supporting your team every step of the way.

  • One API

    Our technology services are all opened and managed by one API, making the integration as seamless as possible.
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